RAMDANI, A.; SAERANG, D. P. E.; BUDIARSO, N. S. The effect of financial technology–digital payment systems on business profitability of MSMEs in Ternate City. The Contrarian : Finance, Accounting, and Business Research, [S. l.], v. 5, n. 1, p. 26–37, 2026. DOI: 10.58784/cfabr.371. Disponível em: http://www.jurnal.ywnr.org/index.php/cfabr/article/view/371. Acesso em: 23 apr. 2026.